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Feb
07
New Illinois Driving Laws Increase Risk of Losing Your License and Car

New Illinois Driving Laws Increase Risk of Losing Your License and Car

On January 1, 2013, a number of new laws took effect in Illinois creating higher fines and penalties for those drivers who break them. Many motorists in Chicago already struggle to pay tolls and tickets associated with minor driving infractions. Those tickets can add up, eventually leading to license suspensions or towed cars.

New driving laws in Illinois

One hundred and fifty new laws came, or will come, into effect in 2013, many having to do with driving restrictions and increased penalties. A few of the laws are as follows:

All cellphone use forbidden within 500 feet of emergency vehicles and within roadwork zones
Increased penalties for excessive speed limit violations – 31 miles per hour over posted limits on highways, 25 in cities and most towns
Commercial drivers forbidden from using hand-held cellphones
Increased penalties for misuse of disabled parking placards, decals or plates
The new laws create a risk for drivers who have received parking tickets or unpaid toll violations in the past.

License suspension and car repossession in Illinois

In Illinois, your driver’s license can be suspended if you have a judgment against you for an unpaid debt; this included unpaid tickets and driving fines. If you get tickets for violations of the new cellphone laws in addition to already having a few parking tickets, you could be at risk of losing your license faster than you think.

If you are in an auto accident and have a judgment against you for causing the accident, you may also risk losing your vehicle. A creditor may start auto repossession proceedings against you if you miss even one payment. Many people rely on their vehicles for work and the loss of driving privileges may mean the loss of a job.

Get your car back and stop your suspension

Fortunately, Illinois bankruptcy laws also allow all collection actions – including license suspension and car repossession – to be stopped or reversed upon filing Chapter 13 bankruptcy. Filing for any type of bankruptcy creates an “automatic stay” of all collection proceedings against you and stops the harassing credit calls as well, at least temporarily.

Bankruptcy laws provide individuals with a few options for debt relief:

Chapter 7 bankruptcy: wipes out most unsecured debt and helps you start anew with a clean slate.
Chapter 13 bankruptcy: allows you to restructure your debt and pay only what you can afford.
If you are struggling with debts from driving infractions, credit card charges, mortgage payments or other judgments, contact an experienced bankruptcy attorney who can provide you with debt relief options. It is a new year; start it off on solid financial footing.


Convenient Locations

In order to provide convenience for clients throughout Chicago and Northern Illinois, we have offices in the following locations: 

Chicago • Schaumburg  • Oakbrook • St. Charles • Naperville • And More

Locations

We have office locations throughout the Chicago Area:

Chicago (Downtown)

Schaumburg

Oak Brook

Naperville


All calls are routed through our Downtown office for your convenience.

Phone: 312-967-3159

Locations

We have office locations throughout the Chicago Area:

Chicago (Downtown)

Schaumburg

Oak Brook

Naperville


All calls are routed through our Downtown office for your convenience.

Phone: 312-967-3159

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