How to Refinance Your Mortgage While in a Chapter 13 Bankruptcy

Refinancing a mortgage loan is possible during a Chapter 13 bankruptcy plan. In fact, a homeowner may become eligible to refinance his mortgage loan after a year of timely payments on his bankruptcy plan. According to the Nolo website, “A Chapter 13 bankruptcy plan allows a debtor to keep personal property, while repaying creditors over a period of 3 to 5 years.” Refinancing your mortgage may help pay off your bankruptcy plan sooner.

How to Refinance During Chapter 13 Bankruptcy

Information provided by SF Gate

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