Helping You Get a Fresh Financial Start in the Chicago Area
Many of the people who come to our Chicago law office face serious financial problems such as credit card debt, lawsuit judgments, car repossessions, unpaid traffic tickets, creditor harassment and home foreclosure. At the Law Offices of Chad M.Hayward, P.C., our lawyers can help you find a solution.
For more information about bankruptcy solutions, click on one of the following links:
Chapter 7 bankruptcy: Filing Chapter 7 bankruptcy allows you to eliminate unsecured debts such as credit card bills, hospital bills, utility bills and unpaid traffic tickets. At the same time, it will put an immediate stop to creditor harassment, wage garnishments, home foreclosure and car repossession.
Chapter 13 bankruptcy: If your income is too high to file Chapter 7 bankruptcy, or if you have significant equity in your home that won’t be protected in a Chapter 7 bankruptcy filing, you can still get relief from debts by filing Chapter 13 bankruptcy.
Credit card debt and debt consolidation: For some people, debt consolidation provides an alternative to bankruptcy. However, credit card consolidation doesn’t offer the same protection as a bankruptcy filing. It’s important to discuss your options with an experienced lawyer.
Home foreclosure defense: If you are facing home foreclosure, you can put a stop the process by filing for bankruptcy. This process can give you the time you need to evaluate your options, which may include Chapter 13 bankruptcy, loan modification or a short sale.
We offer a free initial consultation so you can discuss your debt problems with an experienced bankruptcy attorney. We serve clients in the Chicago area and throughout northern Illinois.
Bankruptcy and tax debts: There is misconception that you can’t discharge income tax debts by filing bankruptcy. However, tax debts can be discharged if the debt is more than three years old and you filed income taxes in a timely manner.
Talk to Our Attorneys
Reach us to schedule an appointment at any one of our local community offices by calling 312-867-3640 or toll free 844-529-2423.
Or fill out the contact form on this Web site. We have staff members who speak Spanish.
Read answers to frequently asked questions about bankruptcy.
We are a debt relief agency.