Schaumburg Bankruptcy Lawyer
Provisions of the federal Fair Debt Collections Practices Act (FDCPA) prohibit bill collectors and creditors from notifying your employer about a delinquent debt. Nor are collection agencies allowed to contact you by phone with a collections call during your work day.
If your employer wins a judgment against you in a court action, your employer may be notified to begin wage garnishment for automatic payment into a collections account or directly to the creditor.
If a creditor has notified your employer in Chicago or elsewhere in Illinois about a delinquent bill or debt problem, talk to attorney Chad Hayward at the Law Offices of Chad M. Hayward, P.C. Depending upon the circumstances of the notification and the resulting action your employer took in response, you may be entitled to seek significant compensation for lost earnings and punitive damages, including payment for your legal fees required to hire us to represent you.
If You Have a Judgment Against You and Face Wage Garnishment
If your creditor is in the process of a court action to seek a judgment against you that may result in wage garnishment, you can stop them in their tracks. When you hire an attorney to represent you in a Chapter 7 or Chapter 13 bankruptcy action, an automatic stay (stop) is placed on all debt collection actions and legal proceedings. If a judgment has already been ruled against you for a debt owed, you can seek to eliminate the amount owed through Chapter 7 bankruptcy, or restructure the debt as part of a court-supervised repayment plan through Chapter 13. All bankruptcy proceedings will be kept confidential, and your employer will never be notified about the judgment or wage garnishment.
Upon resolution of the bankruptcy, you may seek to have the judgment removed from your record.
Free Consultation · Se Habla Español · Credit Cards · Payment Plans May Be Available
If you are ready for a fresh start, we are ready to help. Illinois bankruptcy attorney Chad Hayward represents clients in the Chicago metro region and communities throughout Illinois.
Reach us to schedule an appointment at any one of our local community offices by calling 312-546-4689 or toll free 888-804-8641.
Chicago
Aurora
Joliet
Schaumburg
Palos Heights
Northbrook
Oakbrook
St. Charles
You can also contact us by e-mail with a brief description of your legal problem. We look forward to helping your family get the fresh start from debt you need and deserve.
