Chicago Debt Relief Attorney
Millions of hardworking American families like yours say it every day: Things would be okay, if you could just lower your debt payments. For many people, income isn't a problem. The loans and credit cards once seemed manageable. But the credit card industry has stacked the deck in their favor. Low monthly minimum payments lead to high interest rates and a payback period that is impossible to reach. One day late with a bill adds a hefty fine and can increase your annual interest rate significantly. Between fees, interest hikes and additional purchases, you suddenly face a cash flow problem that forces you into juggling bills every month.
Get the Debt Relief You Need
It is important to remember that looking for options to take the pressure off your financial back doesn't make you a loser. The Law Offices of Chad M. Hayward, P.C., helps people everyday who know they can make ends meet if they can just lower their monthly payments. We are one of the Chicago metro region's prominent bankruptcy law firms. Let us help you get the fresh start you are looking for.
Private debt consolidation companies take your money, but don't pay your bills
In most cases, you can save thousands of dollars in late fees, penalties and interest when you combine your debt into a supervised repayment plan under Chapter 13 bankruptcy. Let us show you how to lower your monthly payments, without losing money to a for-profit debt consolidation company first.
Free Consultation · Se Habla Español · Credit Cards · Payment Plans May Be Available
Chapter 13 bankruptcy gives you the option of protecting yourself from creditors' collections actions against you, while restructuring your debt into an affordable monthly payment plan that will be supervised by the court. In most cases, you can include all of your debt, including:
- Credit card debt
- Student loans
- Medical bills
- Tax debt
- Secured loans such as car loans and boat loans
- Mortgage
- Judgments
Protection from Creditors
Perhaps the biggest advantage of filing Chapter 13 is the benefit of getting legal protection from any creditors who are threatening house foreclosure, car repossession, wage garnishments, collections accounts and liens against your property. The day you file, an automatic stay (stop) is put to all legal actions in process against you.
If you are ready for a fresh start, hire a lawyer who is ready to help. Illinois bankruptcy attorney Chad Hayward represents clients in the Chicago metro region and communities throughout Illinois.
Reach us to schedule an appointment at any one of our local community offices by calling 312-546-4689 or toll free 888-804-8641.
Chicago
Aurora
Joliet
Schaumburg
Palos Heights
Northbrook
Oakbrook
St. Charles
You can also contact us by e-mail with a brief description of your legal problem. We look forward to helping your family get the fresh start from debt you need and deserve.
