Chicago Car Repo Lawyer
If you have had your car repossessed by your lender, you may be able to get it back by filing bankruptcy. Under U.S. bankruptcy laws, the Law Offices of Chad M. Hayward, P.C., can help you stop all collections actions pending against you. By working with your car loan officer to include your loan in a court-supervised Chapter 13 plan, we can often help clients get repossessions reversed.
Have You Been Threatened With Repossession
Threatening repossession of a car is a common collections tactic by banks and consumer loan companies. The truth is, the bank wants your money — not the car. That means you have leverage to prevent losing your car to repossession. If your car has been repossessed, act quickly. The day file bankruptcy, an automatic stay (stop) is put on all pending legal actions against you, including repossession of property used as collateral for a secured loan. Attorney Chad Hayward will begin working with your lender immediately to return your car, as your Chapter 7 or Chapter 13 bankruptcy petition goes into process.
Stop Creditor Harassment
If you have been harassed by your lender over late car payments, bankruptcy gives you a voice for fighting back. Under provisions of the federal Fair Debt Collections Practices Act, your banker or authorized collections agency is required by law to deal directly with your attorney. When they call to threaten repossession, wage garnishment or other legal action, you can tell them you have a lawyer.
Free Consultation · Se Habla Español · Credit Cards · Payment Plans May Be Available
Let us help you get your repossessed car back. Get the fresh start from debt you need and deserve. We are ready to help. The Illinois bankruptcy Law Offices of Chad M. Hayward, P.C., represents clients in the Chicago metro region and communities throughout Illinois.
Reach us to schedule an appointment at any one of our local community offices by calling 312-546-4689 or toll free 888-804-8641.
Chicago
Aurora
Joliet
Schaumburg
Palos Heights
Northbrook
Oakbrook
St. Charles
You can also contact us by e-mail with a brief description of your legal problem. We look forward to helping your family get the fresh start from debt you need and deserve.
